Table of Contents

PNB Bank Credit Card Payment Options
Online, Offline & Mobile Methods at a Glance
Net Banking
- Login to PNB Net Banking
- Go to ‘Credit Card Bill Pay’
- Confirm and submit
Debit Card (via Website)
- Use PNB/BillDesk portal
- Select Debit Card option
- Enter card details and pay
UPI Apps (Google Pay, PhonePe)
- Select ‘Pay to Credit Card’
- Enter card number
- Use UPI PIN to pay
PNB One App
- Open the app
- Select your card and payment
- Use debit card or bank account
Cash Payment
- Visit nearest PNB branch
- Fill and submit payment form
Cheque / DD
- Write card number on cheque
- Drop at ATM box or branch
Auto-Debit Setup
- Submit mandate at bank
- Auto pay full or minimum due
PNB Net Banking
- Login & go to ‘Card Statement’
- View last transaction details
PNB One App
- Check credit card section
- Status: Paid, Pending or Failed
SMS & Email Alerts
- Receive instant confirmation
- Includes transaction reference
Paying your Pnb bank credit card bill has never been easier. With multiple online and offline options available, cardholders can quickly make payments, including via debit card, mobile apps, and net banking. This guide explores all methods for Pnb bank credit card payment, including how to track your payment status efficiently.
All You Need to Know About PNB Bank Credit Card Payment
The Pnb bank credit card payment process can be completed online or offline, depending on your convenience. Here are the main payment channels available:
- Online: Debit card, Net Banking, UPI, Mobile App
- Offline: Branch deposit, Cheque/DD, Auto-Debit
How to Make PNB Bank Credit Card Bill Payment via Debit Card
One of the fastest ways to make a Pnb bank credit card payment is through your debit card. This method is secure and instant.
Steps to Pay Using Debit Card:
- Visit the PNB official credit card payment page or BillDesk.
- Select ‘Credit Card Payment’.
- Enter your 16-digit Pnb bank credit card number and amount.
- Select ‘Debit Card’ as your payment mode.
- Enter your debit card details and confirm payment.
Note: Ensure sufficient balance in your debit card-linked account to avoid transaction failure.
PNB Bank Credit Card Bill Payment Through Debit Card App
To make things more seamless, you can use PNB’s mobile banking app or third-party apps like Paytm and PhonePe to make your Pnb bank credit card payment.
Using PNB One App:
- Login to the PNB One mobile app.
- Go to ‘Credit Cards’ section.
- Select ‘Pay Bill’.
- Choose ‘Debit Card’ as payment option.
- Enter your card and payment details to complete the transaction.
Using Paytm/PhonePe:
- Open the app and navigate to ‘Credit Card Payment’.
- Enter your Pnb bank credit card number.
- Select your debit card or bank account.
- Complete the payment securely.
How to Check PNB Bank Credit Card Payment Status
After making a Pnb bank credit card payment, it’s important to confirm that your payment has been processed. Here’s how to track the payment status:
Check Status via Net Banking:
- Login to PNB Net Banking.
- Go to the ‘Cards’ section and click on ‘Credit Card Statement’.
- Check for the most recent transaction to verify payment update.
Track Through PNB One App:
- Login and open the ‘Credit Card’ section.
- Select your card and check recent transactions.
- Status will show as ‘Paid’, ‘Pending’, or ‘Failed’.
Email & SMS Confirmation:
- After successful Pnb bank credit card payment, you’ll receive an SMS and email receipt.
Other Ways to Pay Your PNB Bank Credit Card Bill
1. Net Banking
If you hold a PNB savings or current account, simply log in and go to ‘Credit Cards’ > ‘Pay Bill’. It’s one of the most secure ways to complete your Pnb bank credit card payment.
2. UPI (BHIM, GPay, PhonePe)
- Open any UPI app and choose ‘Pay to Card’.
- Enter your Pnb bank credit card number and amount.
- Authorize with UPI PIN.
3. Auto-Debit Facility
Set up auto-debit for your monthly payments. You can choose between minimum due or total due. Submit a signed auto-debit form to activate this feature.
FAQs – PNB Bank Credit Card Payment
How can I pay my PNB bank credit card bill online?
You can pay using debit card, net banking, UPI, or mobile apps like PNB One and Paytm.
Can I use a debit card for PNB bank credit card payment?
Yes, you can make your Pnb bank credit card payment using a debit card via the PNB website, BillDesk, or mobile apps.
How do I check the status of my credit card payment?
Login to PNB Net Banking or PNB One app and view the transaction under your card statement section.
Is UPI a safe method for PNB bank credit card payment?
Yes, UPI is fast, secure, and supported by all major apps for Pnb bank credit card bill payment.
What should I do if my payment fails?
Retry the transaction or contact PNB customer support with transaction details. Funds are usually auto-refunded within 2–3 days.
Conclusion: Choose Your Best Method for PNB Bank Credit Card Payment
Managing your Pnb bank credit card payment doesn’t have to be stressful. From debit card apps to UPI and net banking, PNB offers a variety of methods to suit your lifestyle. Use real-time status tracking to stay in control of your credit usage and avoid late payment fees.
Make your next PNB bank credit card payment online in just a few clicks — it’s fast, safe, and efficient.
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