Learn how to apply for the Guruji Student Credit Card, check eligibility, view college list, know benefits, login details, and download the college list PDF. Complete guide for students in 2025.
Table of Contents
What is the Guruji Student Credit Card?
The Guruji Student Credit Card is a financial tool designed to support students pursuing higher education by offering easy access to funds for educational expenses. This initiative is especially helpful for students who require financial assistance without the immediate pressure of repayment.
It allows students to take care of college fees, books, laptops, coaching, and more, with a flexible repayment plan.
📌 What is Guruji Student Credit Card?
- A financial support scheme by the Bihar government.
- Offers up to ₹4 Lakh loan to students for higher studies.
- Low-interest rate and flexible repayment after course completion.
✅ Eligibility Criteria
- Applicant must be a resident of Bihar.
- Must have passed 12th grade or equivalent.
- Admission to a recognized institution for diploma, degree, or technical courses.
- Age limit: 18 to 25 years.
📝 Required Documents
- 10th & 12th Marksheet
- Aadhaar Card
- Income Certificate
- Admission Letter
- Photograph and Address Proof
💳 Benefits of Guruji Credit Card
- Loan up to ₹4,00,000 for education expenses
- 1% interest rate only
- Repayment starts after 4 years (or 1 year after course ends)
- No guarantor required
🏦 How to Apply Online
- Visit official Yuvak Bihar portal
- Click on “Guruji Credit Card Apply Online”
- Register and fill out the form
- Upload documents and submit application
📊 Check Application Status
- Visit official site and login
- Go to “Track Your Application” section
- Use your reference number to see the current status
🏫 Guruji Student Credit Card College List
- Over 1,000+ colleges and universities are approved
- Check updated list on the official Bihar Education portal
- 📥 Download College List PDF
📈 Interest Rate
- Only 1% simple interest per annum
- Subsidized by the Bihar government
- No compound interest during the study period
🔐 Login Portal
- Visit the official website and click “Login”
- Use registered email/mobile and password
- Access dashboard to check status or make edits
How to Apply for Guruji Credit Card Apply Online
Applying for the Guruji Student Credit Card is simple and can be done in a few steps:
- Visit the official portal.
- Click on Guruji credit card apply online.
- Register using your basic details and mobile number.
- Upload required documents including admission proof.
- Submit the application form.
Once submitted, students can check their Guruji student credit card status online.
Guruji Student Credit Card Eligibility
To apply for the Guruji Student Credit Card, students must meet the following criteria:
- Must be a resident of the concerned state where the scheme is active.
- Must have secured admission in a recognized institution.
- Age should be between 18 and 30 years.
- Must be pursuing diploma, undergraduate, or postgraduate courses.
This scheme ensures that deserving students don’t miss out on education due to financial challenges.
Colleges Covered under Guruji Student Credit Card College List
The Guruji Student Credit Card covers a wide range of government and private colleges across the state. Here’s a glimpse:
- Government Engineering Colleges
- Polytechnic Institutes
- State Universities
- Private UGC-recognized Colleges
You can view the full Guruji Student Credit Card College List PDF Download here.
(Note: Provide the actual PDF download link on your website.)
How to Check Guruji Student Credit Card Status
Once the application is submitted, students can track the Guruji student credit card status:
- Visit the official portal.
- Click on “Track Application”.
- Enter the application ID and registered mobile number.
- View the current status.
Guruji Student Credit Card Login Guide
To access your credit card dashboard:
- Go to the Guruji Credit Card official portal.
- Click on the Guruji student credit card login option.
- Enter your login ID and password.
- Access loan summary, transaction history, and EMI schedule.
Guruji Student Credit Card Interest Rate
The Guruji Student Credit Card offers highly subsidized interest rates to make repayments stress-free:
- Interest rate: As low as 4% per annum.
- Moratorium period: 4 years (course duration + 1 year grace).
- Repayment: Easy EMI after moratorium period.
This makes the Guruji student credit card one of the most affordable student financing options.
Benefits of Guruji Student Credit Card
Here are some major Guruji credit card benefits:
- Upto ₹4 lakh loan for educational needs.
- Minimal paperwork and fast approval.
- Covers tuition fees, exam fees, laptops, books, coaching.
- No guarantor required in many cases.
- Low interest and flexible repayment.
- Can be used for online payments and transactions.
If you’re a student looking for financial freedom, the Guruji student credit card is your best friend.
Guruji Student Credit Card College List PDF Download
For students looking to confirm their college’s eligibility, here’s the direct link to the official college list:
👉 Click here to Download Guruji Student Credit Card College List PDF
Make sure your college is on the list before applying.
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Final Words
With the Guruji Student Credit Card, students now have the power to fund their education and future without worry. From Guruji credit card apply online to tracking your Guruji student credit card status, this comprehensive guide has covered everything. Don’t forget to check if your college is listed using the Guruji Student Credit Card College List PDF Download.
Empower your education, take charge of your dreams, and step into the future with the Guruji student credit card today!
Visit Official Portal
Go to the official state portal dedicated to the Guruji Student Credit Card scheme.
Click on Apply Online
Find the Guruji Credit Card Apply Online link on the homepage and click it.
Register Your Details
Fill in your full name, mobile number, Aadhaar, and email ID for registration.
Upload Documents
Submit proof of admission, ID proof, photograph, and income certificate.
Submit Application
Review the form and submit your application to complete the process.
Track Application Status
Use the Guruji Student Credit Card Status link to monitor approval progress.